The FAIR Plan’s policies are tailored to provide coverage for basic fire insurance. Work with a broker to learn if a FAIR Plan policy, along with optional supplemental coverage, fits your needs.

Jan 24, 2024 · The fire-insurance premium for Bill King’s home has risen 145% since 2017 — from $399 to $979 — under the California FAIR Plan, the state’s last option for homeowners seeking fire...

Jan 17, 2025 · A recent rule change could cause insurance premiums to spike for homeowners across California, as the costs of the Los Angeles area wildfires are passed onto them in a way that was not allowed in...

Jan 9, 2025 · Lynne Levin-Guzman stood in the front yard of her 90-year old parents’ home in Los Angeles County, California, trying to protect it with a garden hose — because their insurance company no ...

6 days ago · Fire insurance helps make sure you and your family can live normally even if a disaster hits. Fire insurance is included in most standard homeowners insurance policies. Now let’s take a look at how California homeowners can find affordable fire insurance. 1. Shop around for fire insurance.

The FAIR Plan is a syndicated fire insurance pool comprised of all insurers licensed to conduct property/casualty business in California. The FAIR Plan was established by statute (California Insurance Code sections 10091 et seq.) in August, 1968 as an insurance placement facility.

6 days ago · More than 2.6 million homes in California are at moderate to high risk for wildfire damage according to a 2024 report from CoreLogic. Most standard homeowners insurance policies will cover...

What is the California FAIR Plan? The California FAIR Plan is last-resort insurance coverage for wildfires provided by a property insurance pool run by the California FAIR Plan Association. Though created by the California legislature in 1968, it is not a state agency or public entity.

Jan 8, 2025 · Fire burns a home on January 8, 2025, in the Pacific Palisades neighborhood of Los Angeles, California. The fires are expected to cause devastating losses to residents.

Jan 14, 2025 · What’s next for home insurance in California after the Los Angeles fires? UC Berkeley's Dave Jones, the former insurance commissioner of California, explains the stakes of the current wildfire emergency and what might happen next.