As of June 2025, the best interest rates on private student loans started around 3.19% for fixed-rate loans and between 4% and 5% for variable-rate loans. For federal student loans, rates in recent years have ranged from 2.75% to 6.54% for undergraduate borrowers. For the 2025-2026 school year, rates on undergraduate loans are set at 6.39%.

A long-term CD or a money market account can grow your savings, but one edges out the other in this rate climate.

New Zealand’s savings, borrowing and investment behaviour is likely to change as its population ages, affecting interest rates, asset prices and demand for financial products, New Zealand’s central bank said in a report released on Tuesday.

Tennessee announces a new maximum effective interest rate of 11.50% for loans, reflecting a 4% increase over the current prime rate, as reported by the state's Department of Financial Institutions.

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago.

The average rate on 30-year fixed home loans decreased to 6.67% for the week ending July 3, down from 6.77% last week.

Many think interest rates are too high, and a growing chorus of voices is calling on the Fed to cut rates. Are they right?

President Donald Trump wants the Federal Reserve to slash interest rates to 1%, arguing it would make government borrowing cheaper and boost the economy. But rates that low haven’t been seen since the dot-com crash, the 2008 financial crisis, and the COVID-19 pandemic. They’re typically a crisis response, not a sign of economic strength.