He has covered insurance for a decade, including auto, home, life and health. Before cove... Penny GusnerInsurance Writer and Analyst Penny Gusner is a senior insurance writer and analyst at ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

An IUL offers both flexibility and stability. Learn how it works and decide if it’s the right type of life insurance for you. Graham Ray is a senior writer whose knowledge of the insurance ...

Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can grow and diversify your assets. Most importantly, buyers who are worried about ...

Learn about the various types of life insurance (term life, whole, universal variable, and final expense) and how to decide which is best for you.

Unlike term life insurance, whole life policies cover you for life and let you build savings in a cash value that you can tap for future needs.