You'll likely find a coinsurance clause in your commercial property insurance policy. This clause outlines how much insurance ...

Optional additions to your rental property insurance. The coverage provided by rental property insurance will vary by insurer, and coverage that is standard with one insurer may be optional or ...

Rate hearings are usually scheduled when insurance companies file for increases of 15% or more. In 2024, however, a hearing ...

The burden of proof typically falls on the insurance company, so they have to prove the cause of the damage was something they explicitly exclude in their policy.. How much coverage do you have for ...

For example, if you are a contractor who moves tools and equipment to different worksites, inland marine insurance covers your business property while it is on your work truck and being ...

For example, say you have a piece of artwork worth $300,000, but the personal property coverage in your home insurance is $400,000. ... Examples of Insurance Sub-Limits.

CheapInsurance.com reports a rise in home insurance policy cancellations due to climate-related risks, increasing costs, and ...

Recent examples of fraud reported this month by state-owned Citizens Property Insurance Corp. include a May arrest of a public adjuster, Yoel Sainz Fraga, in Miami, accused of offering an elderly ...

For example, Senate Rules Chairwoman Debbie Mayfield, R-Indialantic, said the majority of calls she gets in her office are related to property insurance. At least some of those concerns involve a ...

For example, when Citizens Property Insurance Corp. underprices risk, or when state regulators restrict private insurers from charging actuarially sound rates, we may enjoy temporary relief.

This is yet another example of how state legislators have made it more challenging to hold the insurance industry accountable and, in some cases, allowed companies to leave the state altogether.

Developments in Florida’s property insurance market deserve careful scrutiny based on verifiable facts. Two separate issues require attention: The narrative presented in a recent Tampa Bay Times ...