Although you can use a personal credit card for business expenses, there are many reasons why you shouldn’t. Forbes Advisor explains.

Key Takeaways. Business credit card lenders may require a personal guarantee to hold you liable for your business expenses. Some business credit cards report all activity to the consumer credit ...

Business vs. personal cards: Effect on credit score. A business card application will count as a hard inquiry on your personal credit report, but the card activity shouldn't show up on the same ...

These cards do not report activity to personal credit bureaus and don't require a personal guarantee. They are typically suited for larger businesses or startups with significant funding, ...

Personal loans also have a wide range of uses—just about anything, in fact, except for illegal activities. ... You don’t have to decide between just a credit card vs. personal loan.

Annual fee Rewards Reports activity to personal credit Reports to business credit bureaus; Ramp Card: $0: Up to 1.5% cash back on purchases: No, personal guarantee is not required ...

Your personal credit history is lacking. There are only a handful of secured business credit cards.So if you have bad credit (typically considered a FICO score below 630) or fair credit (a FICO ...