A balance sheet shows a company's assets, liabilities, and shareholder equity at that point in time. Learn how they work, how to read one, and why they're important.

Ally is an online-only bank with good rates on savings and CDs. You can earn interest on checking balances and use more than 43,000 U.S. ATMs for free.

Bank of America also offers the SafeBalance Banking® account, which can help frequent overdrafters. In lieu of charging overdraft fees, the bank simply declines transactions if the account holder ...