Let’s say your health insurance policy has a 20% coinsurance for outpatient surgeries. You need to have knee surgery and end up with a medical bill of $8,000. In this case, ...

Learn how to use your health insurance policy. Find out about which doctors and hospitals you use, how you pay, what it costs, and more.

For 2025, that cap is $9,200 for individuals and $18,400 for family plans through the health insurance marketplace. Once you hit that limit, your insurer covers 100% of covered expenses for the ...

Rising medical costs can exceed your insurance coverage, but knowing your backup options can help you manage the financial ...

Your health insurance company will notify you about your COBRA rights. You need to elect COBRA coverage within 60 days of losing insurance, and it can continue for up to 18 months.

Losing your job can leave you without health insurance. COBRA insurance is one way to keep coverage, but it comes with a hefty cost. It’s smart to know the pluses and minuses of COBRA health ...

For coverage purchased through the Health Insurance Marketplace, your coinsurance could be 10% to 40% of the bill, depending on the health plan category you choose. Out-of-pocket maximums.

Secondary health insurance is extra coverage, like dental, vision or critical illness coverage, that's not part of your main health insurance. Secondary health insurance is an add-on policy that gives ...

Age: Health insurance premiums usually cost more as you get older. Where you live: Factors like local laws, cost of living differences and the companies doing business in your area all influence how ...

Here's what you can do if your health insurance claim is denied 02:42. MIAMI - Millions of Americans are weighing in with grievances about healthcare insurance after United HealthCare CEO Brian ...

Long-term disability insurance replaces a part of your income if you’re too ill or injured to work for an extended period of time — anywhere from 5 years until retirement.

Employer-sponsored health coverage. If you have insurance from your company, and there are more than 50 employees, your health insurance is required to provide equal mental health services to you.