Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting ...

Homeowners insurance coverage is a must if you have a mortgage loan, and it’s strongly advised even if you don’t. It covers damage to your property from a wide range of sudden and accidental ...

We reviewed dozens of providers based on cost, coverage options, customer satisfaction and other features to find the best homeowners insurance companies in the U.S. (Read our methodology to learn ...

Medical payments. Covers injuries to guests in your home, regardless of fault. For more details, see What Does Homeowners Insurance Cover? A Nationwide homeowners policy includes the standard ...

This can include things like a hotel room, movers or extra gas to get to and from work. Most homeowners and renters insurance policies include loss of use coverage. Your loss of use limit is usually ...

What does State Farm homeowners insurance not cover? Standard insurance from State Farm doesn’t cover damage caused by floods or earthquakes. These are two of the most common add-ons people ...

Most AAA homeowners insurance meets HO-3 standards, meaning it covers your home, personal property and liability. However, policy options and discounts vary depending on the AAA club you belong to.

The New Jersey Division of Banking and Insurance's breakdown of what is often covered by homeowners insurance also excludes ...

Or, if a contractor does not install something property during renovation, most homeowners insurance companies will not cover any resulting damage. This is why it is important to hire reputable ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a ...