Homeowners insurance coverage is a must if you have a mortgage loan, and it’s strongly advised even if you don’t. It covers damage to your property from a wide range of sudden and accidental ...

Amica offers an enhanced version of its standard homeowners insurance plan, called the Platinum Choice policy. It covers your ...

Medical payments. Covers injuries to guests in your home, regardless of fault. For more details, see What Does Homeowners Insurance Cover? A Nationwide homeowners policy includes the standard ...

We reviewed dozens of providers based on cost, coverage options, customer satisfaction and other features to find the best homeowners insurance companies in the U.S. (Read our methodology to learn ...

This can include things like a hotel room, movers or extra gas to get to and from work. Most homeowners and renters insurance policies include loss of use coverage. Your loss of use limit is usually ...

Most AAA homeowners insurance meets HO-3 standards, meaning it covers your home, personal property and liability. However, policy options and discounts vary depending on the AAA club you belong to.

The New Jersey Division of Banking and Insurance's breakdown of what is often covered by homeowners insurance also excludes ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a ...

An NFIP lapse would suspend all new flood polices, plus renewals of existing policies, until funding is reinstated. According ...