South Africa faces a growing insurance protection gap exacerbated by climate change. This article explores the challenges of ...

It offers flood insurance to property owners, renters and businesses in high-risk flood areas, making coverage more affordable by pooling risk across a broad base of policyholders.

Ghanaians already share risk. Insurance could turn ‘Black’ tax from a burden to backup.” In my previous article, I examined ...

We cannot risk any more pools going into receivership. SB 297 is a long-term solution that addresses the concerns of all stakeholders and protects the health insurance plans of public employees.

Illinois rates are based on Illinois risk — it’s as simple as that — not for losses in other states,” State Farm spokesperson ...

The plan is to get domestic companies to provide insurance cover to Indian ships, which now depend on global clubs for ...

AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of "a" (Excellent) for the members of N&D Union Mutual Insurance Group ...

What are high-risk pools for health insurance? JD Vance proposed high risk pools for people with pre-existing conditions during the vice presidential debate.

The city instead joined a high-risk insurance pool in California. Because of increased demand from troubled departments for its services, the California group has begun offering coverage nationwide.

In disaster-prone states like California and Florida, pricing risk accurately and reflecting the risk with higher premiums has already become a problem for insurers.

Under this approach, the private insurance market bases its pooling, risk classification and pricing mostly on how much risk each policyholder presents, so that homes in wildfire-prone areas are ...

Secretary of State David Scanlan has come out against legislation that would permit the state’s four risk management pools, which provide health, property or casualty insurance for governmental ...