Indexed universal life (IUL) insurance is a type of permanent life insurance that combines a death benefit with a cash value component, offering policyholders the opportunity to grow their savings ...

Hong Kong authorities relaxed rules to allow high net worth individuals to access an insurance product that has been gaining ...

Both indexed life and annuity products sold strongly in 2024 as the stock market registered big gains. Items of interest in the indexed life market included National Life Group ke ...

Also, there are significant tax advantages. The policy’s cash value grows tax-deferred, and policyholders can access funds through tax-free withdrawals or loans. So it’s no surprise that IULs are ...

Mutual of Omaha Life Insurance: Best Indexed Universal Life Insurance (IUL) State Farm Life Insurance: Best Universal Life Insurance for Customer Service Nationwide Life Insurance: Best Universal ...

The heavy fees involved with cash-value life insurance can really drag down your returns. Especially when you consider that index mutual funds often have annual expenses under 0.5%, and many ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about ...

Amy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

For example, the healthy 35-year-old man who pays $430 a year for a $500,000 term policy would pay about $4,400 a year for a $500,000 universal life policy - in part because a portion of that $ ...

At least $1 billion in benefits from misplaced or forgotten life-insurance policies are waiting to be claimed by their owners. The odds that you're one of them are 1 in 600, more favorable than ...