As home insurance gets more costly and availability drops in California and Florida, experts debate whether a national system could solve the crisis.

Climate change has undeniably arrived. 2024 was the warmest year on record, and most likely the first calendar year with a ...

Some of us actively seek it out while many of us fall prey to what is called the region-beta paradox, as I recently learned ...

Dropping comprehensive and collision coverage can cut costs — but is it an option for you? And should you do it?

In an age where reputation is more vulnerable than ever, tailored insurance is increasingly attractive to HNWs and businesses ...

While insurance companies press for higher premiums from policyholders to cover liability, state insurance commissioners are fiercely negotiating with the companies to keep rates as low as possible to ...

Our top pick for the best cheap high-risk auto insurance is Travelers due to its low overall rates and great coverage selection. All providers ... and 65 years old. For example, the average ...

Car insurance ... DUI convictions high-risk drivers and charge them some of the highest rates of any demographic. An at-fault accident can spike your premiums by 45%, for example.

For example, if you have an accident ... The Bottom Line While there is no universal definition of what all insurance companies consider a high-risk driver, there are a few common markers that ...

Flood insurance costs are lower if your property has low flood risk. FEMA flood insurance ... though not all insurers offer it. For example, mobile and manufactured homes are ineligible for ...

In some countries, for example the U.K., the government ... Forcing homeowners to take on multi-peril insurance coverage pools the risks across all households and types of liabilities and leads ...

It's important not to lie on your insurance application, because insurance companies have access to a database with all of your previous insurance ... don't allow you to buy auto insurance online. For ...