See how we rate credit score services to help you make smart decisions with your money.Debt relief companies advertise helping reduce your debt.Debt relief costs money and lowers your credit ...

Settlement lowers your debt. Debt settlement is when you work with a debt relief company to resolve your debts, potentially lowering your debt by as much as 20% to 50%.

Salazar sheds light on five need-to-know facts about DMPs: They don't wreck your credit. Unlike bankruptcy or debt settlement often does, enrolling in a DMP won't ank your credit score. In fact, ...

Debt forgiveness programs are scams. In general, debt forgiveness programs are a safe, well-established method of dealing with unsecured debt.Many top debt relief organizations that offer these ...

The Biden administration’s plan to cancel up to $20,000 of debt for tens of millions of Americans has faced endless pressure. Just this week the House of Representatives voted to repeal it. But ...

5 Lesser-Known Facts About Debt Management Plans. Share ... “Debt Management Plans are one of the best-kept secrets in the world of debt relief,” said Manuel Salazar, ...

5 Lesser-Known Facts About Debt Management Plans National nonprofit credit counseling agency Take Charge America reveals the critical components and benefits of this effective, yet underutilized ...