Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

As our debt has grown, so has the burden on individuals trying to pay off their balances. If you’re currently struggling with major debt and weighing your options, you’re not alone. Credit counseling ...

We break down three proven options for tackling debt that don't involve debt settlement or debt relief to help you understand ...

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

Increasing inflation could have an impact on the type of debt consolidation it makes sense to pursue right now.

personal loans or private student loans — debt relief companies, also known as debt settlement companies, can negotiate with your creditors to get your balance lowered. Success isn't guaranteed ...

Spokesperson Amy Vanderoef with Texas-based Debt Redemption explains options for resolving $50,000 to $300,000 or more in credit card debt.

Declaring bankruptcy can offer big relief to those buried by debt, but do debt collectors get paid in the process?

Unlike credit counseling and debt relief, bankruptcy is a legal process that takes place in a dedicated court with a public paper trail. You can file a case on your own, but most people recommend ...

Unlike self-directed debt payoff strategies or counseling, debt consolidation ... debt settlement — also called debt relief — involves a negotiation between a for-profit debt settlement ...