What does homeowners insurance cover? A standard homeowners policy covers many different kinds of damage and loss. But not everything. Updated Mon, Mar 17 2025. Liz Knueven Reporter, CNBC Select.

Reviews will help you understand when your home and belongings damaged by water are and aren’t covered by your homeowners insurance policy.

Homeowners insurance covers damage to your home from fire, heavy wind and other disasters. It can also cover liability claims against you. Here’s how it works.

Does Homeowners Insurance Cover Plumbing Issues? When Plumbing Damage Is Covered. Most policies cover sudden and accidental plumbing issues, like a burst pipe that damages your floors or walls.

Reviews helps you to understand what hazard insurance is and what it means for you and your homeowners insurance policy. Read ...

What homeowners insurance covers. The main categories of homeowners insurance are structure protections, personal property, liability protection, and additional living expenses.

Let's be honest - most people have homeowners insurance because their mortgage company makes them have it, not because they ...

Homeowner's insurance doesn't cover floods, earthquakes, or pest damage. Here are six surprising things that home insurance ...

Does homeowners insurance cover solar panels? If you're buying the solar panels (rather than leasing them), and putting them on your roof (rather than your yard or some other structure), ...

Two things that homeowners insurance often does not cover are earthquakes and flood-related damage, but there are several other instances of damage that your home insurance will likely exclude.

Most homeowners purchase an HO-3 policy, also called a special form home insurance policy. With an HO-3 policy, your home’s structure is protected against open perils, meaning everything except ...

The standard homeowners insurance policy provides at least $100,000 worth of liability coverage, according to the III.