Penn Mutual earned the top spot in our analysis of the best universal life insurance companies. Universal life insurance offers a lot of flexibility and the benefit of cash value. Compared to whol ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

An IUL offers both flexibility and stability. Learn how it works and decide if it’s the right type of life insurance for you. Graham Ray is a senior writer whose knowledge of the insurance ...

Learn about the various types of life insurance (term life, whole, universal variable, and final expense) and how to decide which is best for you.

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can grow and diversify your assets. Most importantly, buyers who are worried about ...