As home insurance gets more costly and availability drops in California and Florida, experts debate whether a national system could solve the crisis.

Risk pools involve parties, such as financial bodies, government bodies, commercial bodies, NGOs etc., pooling their resources to provide lower-premium insurance in recognition of the systemic ...

Oliver Brew, Cyber Practice Leader, International, at Lockton Re, has emphasised the possibility of a cyber catastrophe in ...

Firstly, the purpose of insurance needs to be re-examined and we need to properly ... There is a marked shift away from traditional risk pooling (as noted in the recent report from the IFoA, The Great ...

During Tuesday night’s vice presidential debate, Sen. JD Vance of Ohio, the Republican nominee, vowed to protect health ...

Before the wildfires, California decided to pass on reinsurance costs to policyholders. After the fires, California is ...

Insurance is one of finance’s great gifts to mankind. Through the statistical magic of risk pooling, an individual can obtain peace of mind and protection against devastating loss. This ...

For-profit insurance companies deny claims to benefit the shareholders to whom they’re beholden. In many cases, that’s us.