As federal agencies look for ways to improve housing affordability, the MBA is calling for a reduction in mortgage insurance ...

All home buyers who use an FHA loan will need to pay mortgage insurance premiums, otherwise known as MIPs. These premiums insure lenders and guarantee they will be paid even if a borrower defaults ...

an FHA loan could be the way to go if you qualify. However, with the flexibility of the smaller down payment come some potential downsides, such as having to pay mortgage insurance premiums.

"Conventional delinquencies remain near historical lows, but FHA and VA delinquencies are increasing at a faster pace," the ...

Homeownership is harder than ever to achieve. Fortunately, you can leverage your home equity to help your kids become homeowners by taking out a home equity loan.

According to data compiled by John Burns, FHA and VA loans represented 34% of the market in 2024, up from less than 30% in ...

A survey of fourth-quarter mortgage delinquencies affirmed the persistence of a worrying trend, the latest figures from the ...

Benefits of these loans include no down payment or private mortgage insurance (PMI ... a significant volume of first-time-buyer-friendly FHA loans. It also offers a low-down-payment mortgage ...