Term life insurance offers affordable coverage with a significant tax-free death benefit, but most policies don't pay out.

No medical exam life insurance is a popular category of the best life insurance and is particularly good for people seeking insurance later in life, forfeiting death benefit amounts and paying ...

A well-chosen life insurance policy can be the cornerstone of family financial security. Knowing your loved ones will be protected, even if the unthinkable happens, provides peace of mind ...

A whole life insurance policy has three guarantees: a fixed premium, a minimum rate of return on cash value and a death benefit amount. A small portion of your premium goes toward cash value ...

You can withdraw money or borrow against the cash value during your lifetime — just know that if you don't pay it back, the insurer will reduce the life insurance death benefit by the same ...

A son who was arrested for the alleged killing of his mother cannot receive death benefits from her life insurance policy, ...

Unlike term and whole life insurance, universal life insurance has premiums and a cash value component that fluctuate and death benefits that aren't guaranteed. There are several different kinds ...

As a parent of a child with disabilities, your life insurance needs are uniquely different from other families. Unlike typical scenarios where children grow up to become financially independent, your ...

Getting life insurance typically requires a medical exam to give your provider a clearer picture of your health status. But there are policies available that don't require an examination.