Almost 20 years ago, I took out a 20-year term life insurance policy for $500,000 and named my wife as beneficiary. The ...

Individuals with large debts or dependents: If you have co-signed loans, outstanding debts or other financial commitments — ...

At its core, private placement life insurance is life insurance, but with a twist. Instead of investing in standard insurance ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

One of the most important purchases you might make in your lifetime is a life insurance policy. With life insurance, you can ...

If you no longer need a whole life insurance policy, you have options including cashing it in or borrowing against its value.

If you're shopping for life insurance, a term life policy could be the right fit: It covers you for a set number of years, is typically the most affordable option and it can sometimes be converted ...

No-medical-exam life insurance can take several forms — including a group life policy from your employer or a guaranteed issue policy, which offers a smaller death benefit to pay for funeral ...

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The ...

“To what extent should your surviving spouse be financially secure independent of the business?” In my experience, this is a ...

We explain the pros and cons of taking out life insurance, and outline alternative ways you can protect your finances ...

While insurance companies press for higher premiums from policyholders to cover liability, state insurance commissioners are fiercely negotiating with the companies to keep rates as low as possible to ...