Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life insurance coverage with opportunities for cash value growth.
A financial adviser has suggested I invest in an equity-indexed universal life insurance plan because ... best of expert advice on investing, taxes, retirement, personal finance and more ...
Indexed universal life insurance differentiates itself from other financial planning vehicles by offering a death benefit. Unlike some other retirement fund products, IULs typically provide ...
Editor’s note: This is part two of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one was What Is Indexed Universal Life Insurance ...
Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can grow and diversify your assets. Most importantly, buyers who are worried about ...
Many tax-deferred retirement accounts have an age ... Upside growth potential: The indexed universal life insurance policy has serious upside growth potential. If the market index that your ...
Variable universal life and registered index linked annuities are expected ... brought about a significant amount of growth in life insurance sales, and that spike has been sustainable for the ...
Although IULs have a cash value component, it is important to remember that life insurance should not be viewed as a replacement for retirement plans such as 401(k)s or IRAs. Indexed universal ...