Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life insurance coverage with opportunities for cash value growth.

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Indexed universal life insurance differentiates itself from other financial planning vehicles by offering a death benefit. Unlike some other retirement fund products, IULs typically provide ...

Indexed universal life insurance offers a unique blend of death ... be used for future needs such as college funding or tax-free retirement income. For financial professionals, understanding ...

Agents may try to sell you a cash-value policy as a way to invest for retirement ... cash-value life insurance can really drag down your returns. Especially when you consider that index mutual ...

Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can grow and diversify your assets. Most importantly, buyers who are worried about ...

Protective stood out in our analysis because its indexed universal life insurance policies offer competitive internal policy costs for most customers, so more of your premium can go toward cash value.

Indexed universal life (IUL), is a type ... or Individual Retirement Account (IRA)) for the year, life insurance can be an excellent investing vehicle for its tax advantages.

Although IULs have a cash value component, it is important to remember that life insurance should not be viewed as a replacement for retirement plans such as 401(k)s or IRAs. Indexed universal ...