Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

To cut through the confusion, we asked insurance experts to break down the essentials. Below, they share insights on coverage ...

Experts testify to legislators that insurers are pulling out of coastal areas in RI and raising costs because of risks ...

Rising home insurance costs are straining budgets, but there are ways to lower your premium without sacrificing protection.

How much does your county’s average cost compare to the rest of the state? How much has it increased. Find out with our ...

Thanks to factors like climate change, insurance and property taxes are rising alongside home prices and mortgage rates, said ...

As tax season approaches, many homeowners find themselves sifting through receipts and financial documents, searching for ...

The Nevada Division of Insurance approved about 10 insurers to raise their rates for more than 130,000 Nevadans.

Citing the "dire" financial situation they're facing after the Los Angeles wildfires, State Farm General has asked California ...

A homeowners insurance deductible applies when you make a home insurance claim for property damage. The deductible does not apply if someone makes a liability home insurance claim against you.