Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a ...

Umbrella liability insurance is a type of liability insurance available to individuals and companies protecting them against claims above and beyond the amount covered by their primary policies.

An umbrella insurance policy provides ... That way, if someone sues you for a car accident, you can potentially protect other ...

With a question about umbrella coverage ... suffers $95,000 worth of damage to their car and $155,000 worth of personal injuries and lost wages. Your insurance policy could pay for the first ...

If you’re sued for damages that exceed the liability limits of your car insurance, homeowners insurance or other coverages, an umbrella policy would step in to help you pay what you owe.