which get tied to a fixed interest rate, but offer less risk than variable universal life insurance, which invests premiums directly into the stock market. Because IULs carry higher fees and ...

Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can grow and diversify your assets. Most importantly, buyers who are worried about ...

The company offers three main types of universal life insurance, all of which offer a cash value component that grows tax-deferred. Fixed universal life: The cash-value growth is tied to a fixed ...

Universal Life Insurance (Permanent ... However, unlike whole life, your premium and death benefit won’t be fixed. You can adjust them up or down to better suit your financial needs and budget ...

Universal life insurance can also offer either a fixed death benefit or one that increases over the course of the insured’s lifetime. Variable life insurance is a type of permanent life ...

A strong fourth quarter drove life insurance new premium to another record, topping $16 billion, LIMRA reports.

Whole life insurance has a fixed monthly premium ... or use it to pay premiums or anything else you like. With universal life insurance your cash value typically grows at a guaranteed minimum ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Universal life insurance allows you to customize the terms ... Like whole life, VL insurance guarantees a minimum death benefit and fixed premiums. The growth of your cash value is tied to market ...

There is a fixed account option with a guaranteed minimum interest rate for those seeking a little bit lower risk. Like other types of universal life insurance, variable universal gives you the ...