As federal agencies look for ways to improve housing affordability, the MBA is calling for a reduction in mortgage insurance ...

If you got your FHA loan after the year 2000, you may be able to cancel your FHA mortgage insurance. If you got your loan before 2000, you’ll continue to pay the premiums in most cases.

All home buyers who use an FHA loan will need to pay mortgage insurance premiums, otherwise known as MIPs. These premiums insure lenders and guarantee they will be paid even if a borrower defaults ...

Mortgage insurance works a bit differently for reverse ... At closing, you pay an up-front 2% MIP based on the FHA’s maximum lending limit of $1,149,825 or the home’s appraised value ...

FHA loans don't come with private mortgage insurance, but borrowers do have to mortgage insurance premiums (MIP), which are slightly different: You'll pay 1.75% of the loan balance up front and ...

an FHA loan could be the way to go if you qualify. However, with the flexibility of the smaller down payment come some potential downsides, such as having to pay mortgage insurance premiums.

According to the latest data from Freddie Mac’s Primary Mortgage Market Survey, the average 15-year fixed mortgage rate is ...

Conventional mortgages have private mortgage insurance (PMI), and FHA loans have mortgage insurance premiums (MIP), for instance. Not all loans require mortgage insurance. For example, you can ...

A survey of fourth-quarter mortgage delinquencies affirmed the persistence of a worrying trend, the latest figures from the ...

"Conventional delinquencies remain near historical lows, but FHA and VA delinquencies are increasing at a faster pace," the ...

FHA loans are subject to FHA mortgage insurance premiums (MIPs) paid for by the borrower, which we will cover more later. Look for lenders that offer the best combination of low interest rates and ...