Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

We break down three proven options for tackling debt that don't involve debt settlement or debt relief to help you understand ...

Citizens Debt Relief claims to have flexible pricing, but its website is not transparent about its rates. Regardless, the company does not charge any fees until it has successfully reduced your ...

personal loans or private student loans — debt relief companies, also known as debt settlement companies, can negotiate with your creditors to get your balance lowered. Success isn't guaranteed ...

The Better Business Bureau offers these tips for avoiding debt relief scams: * Don’t pay in advance. It’s illegal for debt relief and credit repair companies to collect payment before their services ...

Start reducing your high-rate credit card debt here. Think a debt relief service, which ranges from everything from credit ...

If you're struggling to pay your bills, you might be able to lower your payments by working with a debt relief company specializing in debt settlement. Unlike debt consolidation, which merges ...

For some, credit cards have provided temporary relief, but the compounding interest charges that come with this type of debt can easily transform manageable debts into unmanageable burdens.