Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

We break down three proven options for tackling debt that don't involve debt settlement or debt relief to help you understand ...

If you're struggling to pay your bills, you might be able to lower your payments by working with a debt relief company specializing in debt settlement. Unlike debt consolidation, which merges ...

If you're struggling with high-interest credit card debt and other bills, a debt consolidation loan can help you pay it off. This is a type of personal loan that helps consumers eliminate their ...

To break the credit card debt cycle you’re currently in, you’ll need to find a way to pay off the debts you have while ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

Debt consolidation loans and balance transfer cards have distinct advantages and disadvantages when it comes to paying off ...

Managing debt can feel like an uphill battle. From credit card balances to medical bills, many consumers find themselves ...

As a result, many people turn to debt consolidation loans to help pay off their balance faster. There are many advantages — as well as a few caveats — to keep in mind if you're considering ...