A homeowners insurance deductible applies when you make a home insurance claim for property damage. The deductible does not apply if someone makes a liability home insurance claim against you.

Fortunately, shopping around with cheap carriers may help you find a robust policy that fits your budget. The average cost of homeowners insurance is $1,759 per year for $250,000 in dwelling coverage.

However, basic home insurance doesn't cover weather-related flood damage. You'll need to buy a separate flood insurance policy if you live in an area with a high flood risk. Cincinnati is the cheapest ...

AAA has some of the cheapest homeowners insurance quotes available. Below, we have examples of annual rates — keep in mind that factors like home location and value affect your premium ...

The scale of losses anticipated in the wildfires now ringing Los Angeles, as well as regulatory changes enacted late last year, could spell an end to relatively cheap homeowners' insurance in ...

The scale of losses anticipated in the wildfires now ringing Los Angeles, as well as regulatory changes enacted late last year, could spell an end to relatively cheap homeowners’ insurance in ...

Chubb and Amica are among the best home insurance companies in California. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

Sample rates are from Bankrate and are current as of January 2025. Best cheap homeowners insurance Best for low rates: Amica Best for new homeowners: Nationwide Best for customer satisfaction ...

The last thing you need when you're trying to repair your home is another headache. Erie has the third-cheapest rates among Maryland home insurance companies. It charges $1,397 per year for $350,000 ...