Dropping comprehensive and collision coverage can cut costs — but is it an option for you? And should you do it?

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

Commissions do not affect our editors' opinions or evaluations. The value of car insurance can shine brightest after an unexpected disaster. That’s what Kathleen Flynn in Missouri discovered ...

Below is the cheapest car insurance in California for minimum coverage required by the state. Rates are based on a 35-year-old driver with good credit and a clean driving history. If you recently ...

Below is the cheapest car insurance we found in New Jersey for minimum coverage required by the state. Rates are based on a 35-year-old driver with good credit and a clean driving history.