Based on feedback from the industry and the government, the final norms are easier than the previously proposed draft norms.

The RBI plans to relax key provisions in its gold loan framework after industry feedback. The final rules aim to boost credit ...

RBI introduces unified directions for lending against gold and silver collateral, effective April 1, 2026, standardizing norms for banks and NBFCs, and enhancing borrower ...

The Reserve Bank of India (RBI) has introduced new rules for gold and silver loans, aiming to improve borrower protection and ...

RBI's revised gold loan guidelines, effective April 2026, raise the LTV ratio for small-ticket loans, boosting gold loan ...

The Nifty 50 rose 0.4% to 25,103.2, an eight-month high, while the BSE Sensex gained 0.31% to 82,445.21. Twelve of the 13 ...

Gold loan stocks surged 2–7% after RBI raised the LTV ratio on loans under ₹2.5 lakh to 85%. Simplified norms reduce ...

RBI Governor Sanjay Malhotra confirmed on Friday that final gold loan regulations will be issued by today or Monday, with a ...

The Finance Ministry noted that the new guidelines may take time to implement effectively on the ground.

The RBI has told banks that loans can only be offered against gold jewellery and bank-issued coins, and not against gold bars ...

The Reserve Bank of India (RBI) surprised the market with a 50 basis points (bps) cut in the benchmark repo rate to 5.5% at ...

In April, the RBI released draft norms mandating, among other requirements, that borrowers furnish proof of ownership for the ...